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Loan Programs


Options for students and parents to borrow for college are available from federal aid programs and private financial institutions. If you need a loan to help pay for college, the federal student loans offered in your financial aid award package are typically the least expensive loans. Visit our Apply for Aid page for instructions on applying for all forms of financial aid, including federal loans.

Federal Loan Eligibility

General information about student and parent loans follow. Contact the Financial Aid Office to speak with an advisor about borrowing, alternatives to borrowing and managing your loan obligations. Learn more about basic eligibility criteria for financial aid.

You will start to repay most student and parent loans no sooner than six months after you graduate or fall below half-time status ( interest may accrue during the in-school period). The size of your future monthly payment will depend upon the total amount borrowed, interest rate, fees, and repayment plan you chose. Visit Student Aid on the Web for a repayment calculator that will help you estimate future payments and information on payment plans and deferment options.

Students attending class in lecture hall

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