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Special Circumstance


A change in financial circumstances can sometimes impact a family’s ability to afford college. We may be able to help.

You may be worried about paying for college because you have household or financial circumstances that have changed. This can include, but is not limited to, the following:

  • Change in marital status (separation, divorced, or widowed)
  • Reduction or loss of income (e.g., retirement, loss of job, change of job, bankruptcy, death in family)
  • Reduction or loss of child support (e.g., alimony)
  • Reduction or loss of benefit (e.g., unemployment, social security, retirement, disability, TANF)
  • High non-reimbursed medical expense
  • A draw-down of pension/retirement plan that was transferred to a new pension/retirement plan

If a student’s or parent’s financial situation has changed since completing the FAFSA, a student or parent can request a re-evaluation of a federal financial aid package via a request for special circumstance. Depending upon the original results of the FAFSA and the magnitude of change, completing a special circumstance could result in a positive financial aid impact or no impact at all.

For example, a parent may have correctly reported on the 2024-2025 FAFSA that their federal adjusted gross income was $85,000 in 2022. However, they have since lost their job and are currently unemployed. If this family submits a special circumstance along with supporting documentation, it could result in the addition of a Pell Grant to the student’s financial aid package.

On the other hand, since students with a 0 or negative SAI already have the lowest SAI possible, there is no possible benefit and no reason to submit a special circumstance. In addition, there would be no reason to submit a special circumstance if a parent’s adjusted gross income slightly changed from $500,000 per year to $490,000 per year.

Since we don’t want to waste your limited time, we encourage students and parents to contact Student Financial Services (SFS) to discuss any change in circumstance before taking the time to collect the required documentation and submit the paperwork. This provides us with an opportunity to evaluate whether there is any potential benefit of taking the time to collect and submit the paperwork.

Thank you for your compassion. You helped me get back on my feet and you have changed my life in more ways than I can explain. I wanted to tell you that you played a role in my success and it is a role that I will always remember, cherish and be appreciative for.
A.A., Class of 2019

Special Circumstance Forms


To proceed with the special circumstance review process, select and print the appropriate special circumstance form from our Financial Services Forms webpage. Return the completed form to SFS with your supporting documentation.

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